Why do we have laws that allow law-abiding citizens to get stiffed? Thanksgiving Day, I was rear ended inside Hattiesburg city limits. I provided the police officer with my name, a valid address, a valid phone number and my insurance policy. I produced my driver’s license as well as a proof of insurance card. After a MONTH my insurance company was finally able to get a copy of the police report.
Unfortunately the man who hit me gave the police officer a Tennessee phone number that has been disconnected. He had North Carolina license plates. According to the North Carolina DMV his first name is Rogelio as listed on the police report, but Perez, which the police officer wrote down for his last name, is his middle name, and due to the Federal Privacy Laws they can’t tell me his last name. He had a New Mexico Driver’s license but again due to the Federal Privacy Laws they can’t tell me his last name either. According to the police report he had insurance with Nationwide. But guess what the policy # is bogus and without a last name there is no way to verify if he has insurance with them or not.
What is the use of having mandatory insurance laws if drivers do not have to provide proof of insurance? What is the use of having mandatory insurance laws if the police do not write down the correct information on the police report and make no attempt to verify it? And why on earth after being given a Tennessee address, a New Mexico Driver’s License and seeing the car had North Carolina plates didn’t the police do something to protect this reckless driver’s victim?
And why on earth do we have laws (the Federal Privacy Laws) that protect criminals????
Ironically I read in the Sun Herald where a new law doubles the amount of liability insurance you must carry. Why don’t they make sure EVERONE has liability insurance first, so that innocent drivers don’t get stiffed when reckless driver’s rear-end them?